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we want to save you money.
Located in Cape Coral, FL 239-424-8674
Auto
Auto Insurance
FREE Quotes | Walk-Ins Welcome | Since 2008
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Dedicated to Your Satisfaction
As a no-fault insurance state, any Florida resident who is injured in an accident will have medical costs covered by their insurance up to their policy’s limits. There are three key aspects of personal auto insurance that are available from HRI Insurance for motorists.
- Bodily injury or liability insurance - Required by law in most states; covers costs of injuries to the victim as well as attorney expenses resulting from legal action after an auto accident
- Comprehensive coverage - Optional in Florida; covers costs related to vandalism, scratches from incidents other than collision, and more
- Uninsured / underinsured motorist protection - Covers damages incurred from other drivers who do not have insurance
When it comes to quality insurance options, we are dedicated to your satisfaction, so we ensure the best personalized services in the area!
Bodily Injury Liability Coverage
Bodily Injury Liability, or BIL, can help cover the cost of injuries to the victim, as well as attorney expenses should you be brought to legal action in the event of a vehicle accident. This type of insurance covers your financial responsibility for injuring others, so you can rest assured that you and the other drivers on the road are protected.
Our licensed agents are more than happy to answer any questions you may have or provide any information about our liability coverage. Contact us for the area's best services.
Comprehensive Coverage You Can Count On
Although comprehensive coverage is optional in the State of Florida, it can be in the best interest for vehicle owners to have. This type of insurance covers the cost of damage done to a car or truck in the event of theft, vandalism, and other non-collision related occurrences.
In fact, if you are financing your vehicle, your lender or bank will require you to purchase both comprehensive and collision coverage in the event of damage. HRI Insurance offers top-of-the-line comprehensive coverage. Request your quote today!
Uninsured / Underinsured Motorist Protection
Uninsured/underinsured motorist protection (UM/UIM) is optional in the state of Florida, but is typically a good idea for many drivers. This type of coverage pays for damages done in an accident or collision in which the driver at fault does not have insurance, or not enough insurance to cover the complete cost of the damage. At HRI Insurance, we offer insurance options that you can rely on. Contact one of our licensed agents for more information.
The Area's Most Reliable Motorcycle Insurance
Although the no-fault law does not apply to motorcyclists in the state of Florida, financial responsibility must still be established. You may establish proof in one of three ways:
- The purchase of liability coverage
- A financial responsibility certificate
- Self-insurance certificate from the Bureau of Financial Responsibility
However, the better your motorcycle insurance, the better coverage you have in the event of a collision or accident. HRI Insurance offers the most reliable motorcycle insurance options in the area. Call us today to learn more!
Discounts for Insured Customers
HRI Insurance works to save you as much money as possible when it comes to discounts. Trust our agents to help you determine what type of coverage is best for you and which discounts you may be eligible for. Many of the discounts available for our insured customers include:
- 55+ and retired citizens
- Anti-theft
- Anti-lock brakes
- Bank draft
- Early sign
- EZ pay
- Good student discount
- Homeowners
- Multi-policy
- New car
- Passive restraint
- Pay-in-full and more
"Harvey has insured my business for years. He is very dependable. If we need a Certificate sent out to do a job, make a payment, or make changes to our policies, it is done in a timely manner. The customer service I get is excellent. He insures most of my family as well. Not only do I consider him a great agent but also a friend."
Jose (SW FL Renovations)
Locally
owned
239-424-8674