Trusted Local Insurance Agency in Cape Coral,F

HRI Insurance

Protecting what matters most with tailored home, auto, and business coverage.

Our experienced team specializes in tailored insurance solutions for home, auto, renter, life, flood, and commercial needs. With a commitment to precision and quality, we provide comprehensive coverage to protect what matters most. Trust our expertise to deliver the security you deserve-backed by personalized, dedicated support every step of the way.

Click below for a quick quote

Click on any image below to request a personalized quote.

A man and a woman with love expressions, with the woman sitting on the roof of a red Hyundai car, and the man stands leaning on the car door, engaging in a romantic interaction in an outdoor parking lot during sunset.

Auto Insurance

Protect yourself and your vehicle with affordable auto insurance coverage that fits your needs and budget.

View of a boat's steering console with a woodgrain dashboard, gauges, and a steering wheel, on a body of water with a distant shoreline and trees in the background.

Boat Insurance

Enjoy the water with confidence. Our boat insurance protects your watercraft against accidents, theft, weather damage, and liability.

Two people discussing documents and a laptop on a wooden table.

Commercial Insurance

Protect your business with commercial insurance tailored to your industry and coverage needs.

Close-up of a person handing over a set of keys to another person, with both hands visible.

Protect your home with coverage for fire, theft, weather damage, and more. Add flood insurance for extra protection.

Group of five friends standing outdoors at sunset, with arms around each other, overlooking a scenic view.

Life Insurance

Protect your loved ones with life insurance that provides financial security for the future and peace of mind today.

About our company

HRI Insurance is a trusted independent agency proudly serving individuals, families, and businesses since 2008. With over 17 years of industry experience, we’re committed to delivering personalized service, expert guidance, and smart, affordable insurance solutions tailored to your needs.

As an independent agency, we partner with over 20 top-rated insurance carriers, allowing us to compare a wide range of options and find the right coverage at the best value for you.

We may be a small business, but our mission is big: to help you protect what matters most while keeping your costs down. Whether you need auto, boat, homeowners, renters, or commercial insurance, our team is here to simplify the process, explain your choices clearly, and ensure you have reliable coverage.

We’re proud to have our main office located in Cape Coral, with remote agents serving clients all across Florida - so no matter where you are, we’re here to help.

At HRI Insurance, you’re more than just a policy number - you’re part of the family.

The reviews are in...

Amber Hineline

"They are very fast in getting you a quote for Auto and/or for General Liability. They were able to answer all my questions as well. I recommend them if you need any type of insurance because they have the best pricing!"

Amber Hineline

An elderly man with glasses kisses a middle-aged woman on the cheek at the beach, with waves in the background.

"Being on a fixed income I needed someone who could help me save money on my insurance. Harvey was able to give me options to save me money. I got a wind report and it help tremendous. My other agent said, he could not help me and I would have to just renew the policy."

Stephanie D.

Independent Laundry Equiptment Service

HRI Insurance has been great to work with. Harvey takes care of my business general liability and my commercial auto insurance and has saved me a lot of money. I have the kind of business that needs certificates of insurance written for my customers...often. Harvey is always very quick to write these certificates of insurance and is always there if I have a question or concern. I recommend HRI Insurance to anyone that needs insurance.

Independent Laundry Equiptment Service

Contact Us

Above, you’ll find quick links to request quotes for Auto, Boat, Homeowners, and Commercial insurance. If you have any other questions or need help finding the right coverage, please fill out the form below - we’re here to help!

Location

1110 Pine Island Rd #20
Cape Coral, FL 33909

Hours

Monday - Friday
9am - 5pm